The stablecoin engine
for modern fintechs
Replace slow, expensive legacy banking with instant stablecoin infrastructure. Move funds, issue cards, and scale globally in seconds.






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0%
Prefunding Requirements
10x
More Cost Efficient
180+
Countries
White-labelled stablecoin products
to supercharge your fintech

Global Card Issuance
Deploy physical and virtual cards that settle in stablecoin to the real-world. Link issuance directly to self-custody or custodial wallets to monetize interchange.

Embedded Wallet Infrastructure
Users can interact with familiar neobank features like cards and P2P transfers while the stablecoin rails operate invisibly in the background to handle the high-speed settlement.

Virtual Accounts
Issue local IBANs and account numbers globally for seamless fiat collection. Automate instant conversion of fiat into stablecoins, eliminating the need for expensive pre-funded Nostro accounts.

Regulatory & Compliance Shield
A full-stack compliance layer handling KYC, KYB, and AML. We provide the regulatory framework so you can launch financial products without the legal overhead.
Customer stories
Discover how leading fintechs across the world use Kulipa
“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

Built for
your use cases





Built for developers
Designed for scale
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wallet: {
name: "Ethereum USDT Wallet",
blockchain: "ethereum",
address: "0xb794f5ea0ba39494ce839613fffba74279579268",
}
): Promise<void> {
const headers: Headers = new Headers();
headers.set('x-api-key', 'apiKey');
const request: RequestInfo = new Request('/wallet', {
method: 'POST',
headers: headers,
body: JSON.stringify(wallet)
});
return fetch(request)
.then(() => {
console.log("Wallet connected!")
});
}
async function createDigitalCard(
card: {
type: "digital"
}
): Promise<void> {
const headers: Headers = new Headers();
headers.set('x-api-key', 'apiKey');
const request: RequestInfo = new Request('/cards', {
method: 'POST',
headers: headers,
body: JSON.stringify(card)
});
return fetch(request)
.then(() => {
console.log("Digital card created!")
});
}
async function connectWallet(
wallet: {
name: "Ethereum USDT Wallet",
blockchain: "ethereum",
address: "0xb794f5ea0ba39494ce839613fffba74279579268",
}
): Promise<void> {
const headers: Headers = new Headers();
headers.set('x-api-key', 'apiKey');
const request: RequestInfo = new Request('/wallet', {
method: 'POST',
headers: headers,
body: JSON.stringify(wallet)
});
return fetch(request)
.then(() => {
console.log("Wallet connected!")
});
}
Issue cards anytime
Let users order physical cards when needed and create virtual :Apple Pay® and Google Pay™ cards instantly.
Got questions?
We have answers

What is Kulipa?
We're a one-stop-shop to help crypto wallet issue payment cards. These cards carry your brand, and offer best-in-class payment UX, a flexible API, and an intuitive dashboard to empower your support team.
What is the Kulipa card?
We have 2 card products: a debit card and a prepaid card. Both let your users spend their crypto anywhere Mastercard and Visa are accepted.
What if the merchant doesn't accept crypto?
With Kulipa, merchants don't need to accept crypto (or even know anything about it) for users to spend their holdings. We seamlessly convert USDC to fiat in the background, ensuring a smooth payment experience for all.
Where is the Kulipa card accepted?
Anywhere Mastercard and Visa are accepted, Kulipa is, too! That means over 37 million establishments in 210 countries.
What kind of cards do you issue?
Whatever your wallet needs! Branded physical cards, Apple Pay®/ Google Pay™, or virtual cards for online purchases.
How secure are the cards?
Kulipa takes security extremely seriously, using state-of-the-art measures to safeguard funds and data, so that users have peace of mind when spending their crypto. We work with a trusted network of partners to ensure maximum security for wallets and end users alike.
What currencies and blockchains do you support?
At this time, we support USDC, its wrapped versions, and Paxos. We can deploy on any blockchain - from EVM chains to L2 or Solana, and many more.