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Explore the new
Payment rails

Insights on how stablecoins are upgrading the banking stack for speed, reach, and efficiency.

Deep Dive

The Kulipa Advantage: How we run a true self-custodial debit card

In this article we explain how Kulipa can operate a card connected directly to a wallet it does not control, processing payments with no collateral whilst retaining a fast and efficient UX for users.

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Michael Shynar
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Deep Dive

Authentication in blockchains - a layman’s guide

As the blockchain ecosystem matures, better and more diversified ways of authenticating for blockchain transactions have emerged. This can be quite overwhelming to newcomers, and so this post aims to put order in the following terms: EOA/ MPC/ Account abstraction/ Paymaster/ Relay/ Key abstraction

Regulatory Radar

Regulatory Radar #4

Welcome to Kulipa's Regulatory Radar #4! In this Regulatory Radar, the third of our dedicated series on US digital asset developments, we delve into reactions of key EU institutions - ECB, EC, and EP - following the landmark vote of the GENIUS Act.

Regulatory Radar

Regulatory Radar #3

Welcome to Kulipa's Third Regulatory Radar! In this Regulatory Radar, the second of our dedicated series, where we delve into the GENIUS Act—Guiding and Establishing National Innovation for US Stablecoins Act— and the CLARITY act - two landmark bills designed to create a comprehensive regulatory framework for payment stablecoins in the United States, contrasting them with the EU’s MiCA Regulation.

Regulatory Radar

Regulatory Radar #2

Welcome to Kulipa's Second Regulatory Radar! In this Regulatory Radar, the first of a new dedicated series, we explore the evolving legislative journey of the GENIUS Act—Guiding and Establishing National Innovation for US Stablecoins Act—a landmark bill designed to create a comprehensive regulatory framework for payment stablecoins in the United States.

Deep Dive

The Great Fintech Migration

Stablecoin infrastructure is faster and cheaper, and companies are using it to fundamentally rebuild payment infrastructure for the next decade of financial services. The great fintech migration isn't coming. It's here.

Regulatory Radar

Regulatory Radar #1

On 10 June 2025, the European Banking Authority (EBA) issued a no-action letter addressing the interaction between PSD2 and MiCA—marking the first time this tool has been used to navigate the complex overlap between legacy payments regulation and Europe’s new crypto framework. But what exactly is a no-action letter in the EU context? Who can issue one? What’s its legal weight? And why should market participants and policymakers alike pay attention? Let’s take a closer look.

Crypto Compass

Crypto Compass - Week 6

Fed Governor Powel Pushes for Stablecoin Regulation, Tether Invests in Zengo Wallet, Klarna Explores Crypto Integration Ahead of IPO

Crypto Compass

Crypto Compass - Week 5

SEC Shifts Crypto Enforcement Strategy, Sen. Hagerty to Introduce Stablecoin Bill, Stablecoin Market Cap Surges to $200B

Crypto Compass

Crypto Compass - Week 4

ECB Pushes for Digital Euro Amid US Policy Changes, Binance Faces French Money Laundering Probe, Andreessen Horowitz Exits UK for US Focus