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Products
FEATURES
Platform overview
All our features in one place
Debit Card
Enable a best-in-class experience for your users
Prepaid card
The fastest way to launch a card program
Apple Pay® and Google Pay™
Turn your users mobile-first and grow daily usage
Dashboard
Supercharge your support team and track performance
DEVELOPPERS
API
A high-level view of how it works
Documentation
Dive in our API and infrastructure
How it works
Products
Features
Developpers
How it works
Platform overview
All our features in one place
Debit Card
Enable a best-in-class experience for your users
Prepaid card
The fastest way to launch a card program
Apple Pay® and Google Pay™
Turn your users mobile-first and grow daily usage
Dashboard
Supercharge your support team and track performance
Platform
Overview
API
A high-level view of how it works
Documentation
Dive in our API and infrastructure
API
Use Cases

Crypto Wallet

For wallets targeting crypto natives, looking for seamless off-ramps

Learn more

PayFi

For the new wave of fintech apps that are stablecoin native by default

Learn more

Fintech

For traditional fintechs looking to onboard onto stablecoins

Learn more
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Go mainstream
off-chain

Take your crypto wallet to the next level by putting everyday payments in your users' pockets.
Discover the case studies
Learn about Kulipa
Challenges

Wallets face the same common issues

Whether centralized or self-custodial, wallets often face the same core challenges: acquiring users, driving retention, unlocking monetization, and expanding beyond the narrow crypto power-user niche.

Acquisition and retention

Wallets are in an intense battle to attract and retain users. Adding new blockchains or a sleeker design can help, but the underlying infrastructure often remains unchanged: browser extensions and high UX friction. This makes it tough to bring in non-crypto-native users - and even harder to keep them engaged.

Monetization

The constant narrative change drives constant chain aggregation and token integrations for wallets, creating revenue streams that are only temporary, as they’re market and engineering-dependent.

Expansion

The ultimate goal is to move beyond these barriers - evolving from a crypto wallet into a neobank-style hub where people manage their money and enjoy all the advantages of DeFi. But without growing the user base and unlocking new revenue streams, both driven by frequent, even daily, use, reaching this vision remains tricky.

Discover the case studies

85% of cardholders are monthly active wallet user.

Until now, it was impossible for crypto wallets to issue branded debit cards.

Benefits

Turbocharging your wallet

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Revenue

Your wallet gets new revenue streams, as you can get a cut of the interchange fee, forex revenue, and many other growth drivers.

Acquisition

With your brand in people's pockets, you've got ambassadors spreading the word whenever they make a payment.

Retention

85% of users with a crypto payment card use it monthly (based on internal data), ensuring you remain top-of-mind despite the fierce competition.

Solutions

Focus on your users, not your card program

Kulipa does the heavy lifting to launch your card program, letting you focus on users and driving activity to your wallet.

Payment expertise

Kulipa's turnkey solution takes away all of the complexities involved in everyday payments, for you and your users.

Flexible

Launch a program tailored to your innovative product, on any chain, with any token, globally.

Ready in 3 weeks

Built for speed and scalability, our API-first infrastructure lets you go live in weeks and adapt rapidly to user feedback.

Uncover the story behind the results

Innovating with Ready

Ready bet on Kulipa to bring state-of-the-art debit cards to their 2 million users, getting closer to bringing crypto benefits to a billion people worldwide.


Watch the full interview with Itamar, Argent’s CEO, to understand how Kulipa helped design their ideal crypto card product.

Read the story

Frequently asked questions

What is Kulipa?

Kulipa is a next-gen crypto payment platform for non-custodial wallets. We're a one-stop-shop to help your wallet issue crypto payment cards. These cards carry your brand, and offer best-in-class payment UX, a flexible API, and an intuitive dashboard to empower your support team.

What is the Kulipa card?

The Kulipa card is a non-custodial debit card that lets your users spend their crypto anywhere Mastercard is accepted.

What if the merchant doesn't accept crypto?

With Kulipa, merchants don't need to accept crypto (or even know anything about it) for users to spend their holdings. We seamlessly convert USDC to fiat in the background, ensuring a smooth payment experience for all.

Where is the Kulipa card accepted?

Anywhere Mastercard is accepted, Kulipa is, too! That means over 37 million establishments in 210 countries.

What kind of cards do you issue?

For in-person payments, Kulipa cards can be branded plastic cards as well as Apple Pay®/ Google Pay™; virtual cards can also be issued for online purchases.

How secure are the cards?

Kulipa takes security extremely seriously, using state-of-the-art measures to safeguard funds and data so that users have peace of mind when spending their crypto. We work with a trusted network of partners to ensure maximum security for wallets and end users alike.

What currencies and blockchains can be used?

At this time, we support USDC, its wrapped versions, and Paxos. We can deploy on any blockchain from EVM chains to L2 or Solana, and many more.

Let's talk

About your project

Let’s innovate today together, by discussing about your use case and how we can help.

Get in touch
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