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Launch stablecoin card programs, the easy way

Kulipa provides the locally-licensed infrastructure to issue branded stablecoin cards to your users, in weeks.

trusted by top fintechs worldwidE

The Kulipa difference

Get in touch

Global issuance

Grow globally with our comprehensive coverage.

Best-in-class safety

Zero collateral

No need to lock 3 to 5 days of transactions in the bank to issue Kulipa cards.

Deep integrations

Local licenses

Scale with confidence with local card programs, ensuring full compliance globally.

Simple revenue model

True debit cards

Build the best product on the market: custom-made, and fully self-custodial.

Fast launch

Built for developers
Designed for scale

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async function issueCard(userId: string):
Promise<void> {
 const card = {
  type: 'virtual',
  userId: userId,
  currencyCode: 'USD',
  tier: 'standard',
  designId: 'dsn-e8b35515-dca7-4ac4-a54c-f40c1b33ae16'
}
const headers: Headers = new Headers();
headers.set('x-api-key', 'apiKey')
const request: RequestInfo = new
 Request('/cards', {
  method: 'POST',
  headers: headers,
  body: JSON.stringify(card)
});
return fetch(request)
.then(() => {
console.log("Card issued!")
});
}

async function startKYC(userId: string):
Promise<void> {
 const headers: Headers = new Headers();
 headers.set('x-api-key', 'apiKey');
const request: RequestInfo = new
Request('/kyc', {
 method: 'PUT',
 headers: headers,
 body: JSON.stringify({ userId, type: 'full' })
});
return fetch(request)
 .then(() => {
   console.log("KYC verification started!")
 });
}

async function freezeCard(cardId: string):
Promise<void> {
  const headers: Headers = new Headers();
  headers.set('x-api-key', 'apiKey');
const request: RequestInfo = new
Request(`/cards/${cardId}/freeze`, {
  method: 'PUT',
  headers: headers,
});
return fetch(request)
 .then(() => {
console.log("Card frozen successfully!")
  });
}

Issue cards

Issue a virtual or physical card to any verified user - standard or premium tier, with your custom design.

Launch KYC verification

Trigger a fully compliant KYC flow for any user before issuing their first card.

Freeze a card instantly

Instantly freeze a compromised card the moment your user reports suspicious activity.

API Documentation
get started

Integrate Kulipa APIs in weeks.

Go live quickly with our simple, streamlined API stack, or build the perfect user experience with our custom solutions.

grow

Create the perfect UX

Just because you're building on stablecoins doesn't mean you should settle for sub-par UX. Build delightful payment experience, boosting retention.

scale

Go global with top-notch security

Our out-of-the-box product suite helps you launch compliantly worldwide with bank-grade security toolings.

earn

Boost acquisition, retention & revenue

Build delightful, end-to-end payment experiences that turn your product into a market leader.

Suits all your use cases

Money out with cards

Our cards are deeply embedded inside of the wallets, providing a true-debit, self custodial spend experience.

Money in with virtual accounts

Provide seamless transfers between dollars and stablecoins with our virtual accounts.

Build new financial products

Staying on-chain helps with fast-paced product launches, with less regulatory hassle.

Innovating with Ready

Ready bet on Kulipa to bring state-of-the-art debit cards to their 2 million users, getting closer to bringing stablecoin benefits to a billion people worldwide.


Watch the full interview with Itamar, Ready’s CEO, to understand how Kulipa helped design their ideal crypto card product.

Watch Video

Customer stories

Discover how leading fintechs across the world use Kulipa

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

ARTHUR IPSUM
Co-Founder & CEO

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

ARTHUR IPSUM
Co-Founder & CEO

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

ARTHUR IPSUM
Co-Founder & CEO

“Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.”

ARTHUR IPSUM
Co-Founder & CEO

Got questions?
We have answers

Josephine Soublin
Head of Sales
Get in touch

What is Kulipa?

We’re a one-stop-shop to help fintechs issue stablecoin-backed payment products, like cards, virtual accounts and wallets.

In which countries can I issue cards?

Through our single API, you can launch physical and virtual card programs in most countries around the world. Our cards are accepted at over 150 millions merchants globally through the Visa and Mastercard networks.

Can my users spend stablecoins directly at merchants?

Yes. Your users can spend their stablecoin balances instantly. Kulipa handles the conversion to local fiat while the user’s stablecoin balance is debited.

How secure is the Kulipa infrastructure?

We employ enterprise-grade security protocols, including real-time on-chain audit trails and 24/7/365 fraud monitoring. All stablecoin assets used for transactions are all issued by regulated providers.

How fast can we go to market?

While legacy banking integrations take months or years, you can launch a compliant stablecoin payment product with Kulipa in a few weeks.

Do I need any license to work with stablecoins?

Not for cards. Kulipa acts as your compliance layer by managing VASP licensing, KYC, KYB, and AML monitoring.

If you’re going for self-custodial wallets + virtual accounts, then you don’t need any licensing either. If you’re working on a custodial model, then regular licenses apply.

What blockchains do you support?

We can deploy on any blockchain - from EVM chains to L2 or Solana, and many more.